Our Cardless Offerings

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Verve eCash™

Verve eCash (phone number + virtual account) is a virtual card and wallet that offers a simple and cost-effective alternative to a bank's debit card. It can be used to make and receive payments on mobile, Web, ATM, and POS terminals, without compromising security or safety.

Users get an instant eCash card when they register on Quickteller or the Verve World & Verve Life app, the card is stored securely as one of the payment cards in the eWallet.

Benefits of Verve eCash


  • Issued at a bank near you
  • Accepted at every ATM accross Nigeria
  • Accepted in stores and POS locations
  • Extra secure
  • Easy to maintain
  • Accepted for online transactions
  • Safetoken enabled, for card-not-present transactions
New naira note

Cardless Withdrawals with Verve Paycode

Have you ever been caught stranded without your debit ATM card? Well, Paycode enables you to withdraw cash even without your card.

Paycode is a 10 to 14 digit code generated via the *723# USSD code, from the Verve World App, Verve Life App and other Issuing channels that allow users to perform cardless transactions. Transactions include withdrawals at the ATM and purchases on the POS.

Benefits of Verve Paycode


  • Issued at a bank near you
  • Accepted at every ATM accross Nigeria
  • Accepted in stores and POS locations
  • Extra secure
  • Easy to maintain
  • Accepted for online transactions
  • Safetoken enabled, for card-not-present transactions